Warner Arms Henderson, ChFC®

Founder and Principal

Founder Warner Arms Henderson has been advising individuals and organizations in all areas of financial planning, with special interests in investment, retirement and charitable planning since 1975. Preceding the founding Aequitas in 1991, Warner was co-founder and Managing Director of TFC Financial Management, Inc. in Boston from 1981 to 1991. He remains a member of TFC’s multi-advisory firm investment committee. Prior to working with TFC, Warner worked as a Special Agent for Northwestern Mutual Life Insurance Company.

Warner is a Chartered Financial Consultant (ChFC®), a member of the Society of Financial Service Professionals and the Investment Management Consultants Association. He is a Financial Services Affiliate Member of The National Association of Personal Advisors (NAPFA).

Warner is Trustee Emeritus and investment committee member of the Thompson Island Outward Bound Education Center. Over his tenure with Thompson Island, Warner served as President, Treasurer and Chairman of the Investment Committee. Warner is also Past Chairman of the Unitarian Universalist Service Committee Investment Committee and served on the Board of Trustees of the Van Ness Funds.

Warner is a graduate of Union College in Schenectady, NY where he earned a BA in American Studies. He has completed graduate level work at Union Theological Seminary, George Washington University and the American College where he attained his ChFC® designation.

Noreen M. Dillon, MBA

Principal and Investment Planner, Chief Compliance Officer

Noreen joined Aequitas as Principal and Investment Planner in June of 2005. Noreen started her career in the financial services industry in 1994 as a Senior Trust Specialist with Mellon Bank. Prior to joining Aequitas, Noreen was a Financial Planning Associate and Investment Research Specialist with a fee-only investment management firm in Boston, MA.

Noreen holds a Master of Business Administration degree from Suffolk University and a B.S. in Business Administration from Massachusetts College of Liberal Arts. Noreen also completed the required courses of the Certified Financial Planner® Program at Northeastern University’s School of Professional & Continuing Studies.

Noreen’s professional affiliations include National Association of Personal Financial Advisors (NAPFA) and Investment Management Consultants Association (IMCA).

Timothy B. Nash, CFA, CAIA

Principal, Member & Chief Portfolio Strategist

After sharing investment strategy perspectives with Aequitas’ Investment Committee for nearly a decade, Tim joined Aequitas as a Principal and Chief Portfolio Strategist in June of 2017. Prior to joining Aequitas, Tim served as the trusted advisor for a wide variety of clients over a period of 25 years:

• Tim served as the lead investment counselor for a top global Citi Private Bank team that
addressed the credit, planning, trust and estate and investment needs of Real Estate and
Private Equity principals. With this Boston-based team, Tim provided investment
products which were utilized as offsets to the volatility of existing outsized risks.
• Prior to that, Tim served as Managing Director and Senior Portfolio Strategist for some
of BofA’s largest institutional clients, managing $3.6 billion in pension, endowment,
foundation and trust portfolios, providing asset allocation analysis, spending policy
analysis and liability hedging strategies over a twelve-year period.
• Tim also served the unique needs of Fidelity’s defined contribution plan sponsors,
providing investment reviews and guidance in investment menu design for over ten years.

Tim holds a Masters of Business Administration from The Wharton School at the University of Pennsylvania, a Bachelor of Arts from Trinity College in Hartford, the Chartered Financial Analyst (CFA) designation and the CAIA designation for Alternative Investments.

Tim currently serves on the Board of Road to Responsibility, an organization that finds jobs and housing for special needs adults. He also serves as a mentor at Middlebury College for students who participate in the MIDDCore program. He has also served on various committees for the Hingham Congregational Church, the Hingham Yacht Club and Black Rock Country Club.

Spencer R. Henderson, RP®

Client Service Representative & Research Associate

Spencer joined Aequitas as an Administrative, Technology and Research Assistant in June 2007. Prior to Aequitas, Spencer managed a historic theater in Exeter, N.H.

Spencer earned a BA in Economics and Finance from Southern New Hampshire University. He holds a Certificate in Financial Planning from Boston University. He is also a Registered Paraplanner (RP®) and is currently working to attain his CFP® designation. Spencer is currently on the board of the Animal Protection Center of Southeastern Massachusetts.

Michelle Fallon, CFP®

Client Service Representative & Fixed Income Specialist

Michelle joined Aequitas as a Customer Service Representative and Fixed Income Specialist in January 2010. Prior to Aequitas, Michelle worked on the Fixed Income Trading Desk at Bear Stearns & Co. from 1988-2008, finishing her career with the company as the Boston Municipal Bond Coordinator.

Michelle graduated from the University of Vermont with a BA in Economics. In 2011, Michelle enrolled in the Certified Financial Planning Program through the College for Financial Planning.  Michelle received her Certified Financial Planner (CFP®) designation in 2014 after completing the required coursework and passing the national exam.

Mary Ellen Carlisle MBA, RP®

Team Operations & Client Service Administrator

Mary Ellen joined Aequitas in October 2014 as the Team’s Operations & Client Service Administrator. Mary Ellen has nearly twenty-years’ experience in the financial services industry, including client management and corporate finance. Prior to Aequitas, she worked for State Street Corporation on their USIS Proof and Audit team as well as on their Wealth Manager Services team.

Mary Ellen earned her Master of Business Administration through Suffolk University’s Executive Program. She also holds a B.S. in Accounting from  the University of Massachusetts Dartmouth. Mary Ellen is a member of the Fourth of July Parade Committee for the Town of Hingham.  She is a Registered Paraplanner (RP®).

Leslie Norton

Team Administrator

Leslie joined Aequitas as Team Administrator in 2015. She has over 20 years professional experience including 11 years at State Street Corporation where she worked with their audit, customer service and compliance teams. Her business experience reaches beyond the financial services industry. Prior to joining Aequitas, Leslie served as the Office Manager and Administrative Assistant at the Dianna DeVanna Center in Braintree, Massachusetts as well as the Social Director for the Kingston Yacht Club in Kingstown, Massachusetts.

Leslie earned her Bachelor’s Degree in Business Management from Suffolk University. She is also a board member of the Pembroke Education Foundation and is past co-chair of the Birch Street Park Playground and Community Build.

Lauryl B. McGowan, RP®

Operations Consultant

Lauryl joined Aequitas as the Team Operations Administrator & Client Communications Specialist in April 2013. Prior to joining Aequitas, Lauryl worked as a Portfolio Assistant with John Hancock’s Bond and Corporate Finance Group.

Lauryl earned her Master’s Degree in Library and Information Science from the University of Wisconsin, Milwaukee. She also holds a B.A. in History and Archaeology from the National University of Ireland, Galway and a Master’s Degree in Medieval History from Trinity College in Dublin, Ireland. She is a Registered Paraplanner (RP®).