Comprehensive Investment Planning

Comprehensive Investment Planning is the “core” service offered by Aequitas Investment Advisors. Only by analyzing the client’s entire financial picture can an appropriate investment plan be designed. Services include:

  • Assessment of client goals and objectives
    • Retirement Planning – When can I retire and how much can I spend?
    • Developing a comprehensive investment plan – How should I invest and diversify to meet my goals within a risk level I can tolerate?
    • Children’s educational funding – How much to save and/or how to invest?
  • Analysis of existing assets, liabilities, investments and financial options
  • Written investment plan detailing current situation and recommended alternative strategies
  • Revision of plan based upon client/advisor discussion
  • Plan of implementation including specific actions required
  • Follow-up consulting and renewal services

Management of Individual Investment Portfolios

Non-Discretionary Investment Management:

Most clients require investment management services which provide periodic supervision of their portfolios. Services include:

  • Implementation of investment plan with regard to managed assets and portfolios
  • Execution of portfolio transactions on behalf of the client
  • Quarterly reports providing investment commentary and portfolio performance
  • Periodic client review meetings, interim telephone consultation and personal web conferencing

Retirement Planning

Retirement Planning is a primary concern for most individual clients. While all client relationships begin with the establishment of a Comprehensive Investment Plan, our services for Retirement Planning include the following:

  • Assessment of client retirement goals and objectives, often with the following questions being addressed:
    • How soon can I retire, given my present level of assets and future savings capabilities?
    • Will my assets be sufficient given the erosive effect of inflation, potential long term health care costs, etc?
    • How should I invest and diversify to meet my retirement goals within a risk level I can tolerate?
    • How should I distribute my retirement plans?
    • Are there special charitable and/or estate planning techniques I should consider as I invest for retirement?
  • Analysis of existing assets, liabilities, investments and financial options
  • Written investment plan detailing current situation and recommended alternative strategies
  • Revision of plan based upon client/planner discussion
  • Plan of implementation including specific actions required
  • Follow-up consulting and renewal services